Nebraska Solar Calculator
Nebraska is 100% public power — OPPD, LES, and NPPD set their own solar policies. Enter your bill to see 30% ITC savings plus Dollar & Energy Saving Loan financing on Nebraska's strong 4.8 PSH resource.
How to Use This Calculator
Nebraska: the nation's only 100% public power state
Nebraska is unique in the United States — it is the only state where all electricity is supplied by publicly-owned utilities. There are no investor-owned utilities (IOUs) in Nebraska. OPPD (Omaha Public Power District), LES (Lincoln Electric System), and NPPD (Nebraska Public Power District, the statewide wholesale utility) are all publicly owned. This is important for solar because statewide net metering mandates typically apply to investor-owned utilities — in Nebraska, each public power district sets its own solar interconnection policy. The result: net metering availability varies significantly across the state.
Enter your bill and select your Nebraska utility
OPPD serves Omaha and surrounding Douglas, Sarpy, and Washington counties — it is the largest Nebraska utility with an established solar program and net metering at retail rates. LES serves Lincoln and has a solar interconnection program with net metering. Rural areas are typically served by NPPD-affiliated public power districts and cooperatives — each with their own policies. Enter your monthly bill, select your utility, and the calculator shows production, savings, and financing options including Dollar and Energy Saving Loans.
Dollar and Energy Saving Loans: below-market solar financing
Nebraska's public power utilities, through the Nebraska Energy Office, offer Dollar and Energy Saving Loans for residential energy improvements including solar panels. These loans typically carry interest rates of 5-6%, significantly below market rates for personal loans or unsecured financing. For a $16,000 net cost after ITC (typical for an 8 kW Nebraska system), a Dollar and Energy Saving Loan at 5.5% versus the 8% market rate saves approximately $375/year in interest over a 5-year loan term. Contact your specific public power district to verify current program availability, loan limits, and application process.
The Formula
Nebraska averages 4.8 peak sun hours — strong Great Plains solar resource similar to neighboring Kansas. Western Nebraska (Scottsbluff, North Platte) often exceeds 5.0 PSH. Omaha and Lincoln average 4.7-4.8 PSH; central Nebraska around Grand Island averages 4.8 PSH. Nebraska's $2.85/W installation cost is near the national average. The main financial challenge is Nebraska's $0.10-0.11/kWh electricity rate — among the lowest in the nation — which extends payback periods.
Example
Jim — Omaha OPPD customer
Jim is in Omaha on OPPD paying $110/month at $0.11/kWh. He installs an 8 kW system and uses a Dollar and Energy Saving Loan to reduce upfront cost.
Result
Jim's Omaha OPPD system benefits from retail-rate net metering — every kWh of solar production earns the full $0.11/kWh rate. The Dollar and Energy Saving Loan reduces his effective financing cost, saving approximately $1,994 in interest over 5 years compared to a market-rate personal loan. Despite Nebraska's low electricity rate, the strong 4.8 PSH sun resource and 30% ITC make the economics work. Nebraska's public power utilities tend to have stable, predictable rate structures — making long-term solar savings projections more reliable than in states with volatile IOU pricing.
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